HFA of Hillsborough
HFA of Hillsborough | At-A-Glance
AVAILABLE PROGRAMS
Home Sweet Home Program
QUESTIONS
Questions
ELIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
Buyers and their spouses (occupant and non-occupant) must be first-time buyers but must be able to permanently reside in the US. Check with Servicer for any overlays
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
65 calendar days from loan reservation to loan purchase. Underwriter Certified anytime prior to the 15th calendar day.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors
PROGRAM GUIDELINES
Home Sweet Home Guidelines
Targeted Area Maps
Targeted Area Maps
PARTICIPATING LENDERS
Participating Lenders
HFA of Hillsborough MCC
HFA of Hillsborough MCC | At-A-Glance
AVAILABLE PROGRAMS
HFA of Hillsborough MCC
ELLIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
65 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to the 15th Calendar day.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signers are permitted with FHA loans only. Co-signer cannot live in the property and cannot have any ownership interest.
PROGRAM GUIDELINES
2022 - 2024 MCC Guidelines
PROGRAM GUIDELINES
2024 - 2026 MCC Guidelines
TARGETTED AREAS
Targeted Areas Maps
PARTICIPATING LENDERS
Participating Lenders
Today’s Rates & Offerings
HFA of Hillsborough Home Sweet Home | Rates & Offerings
| GOVERNMENT | ||||
| Offering | FICO | DPA | Lock Rate | |
| FHA, USDA, VA | 640 | see below | 7.125% | |
| CONVENTIONAL | ||||
| Offering | FICO | DPA | Lock Rate | |
| Freddie Mac 80% AMI | 640 | see below | n/a | |
| DPA | ||||
| Hillsborough | 15k | 5k for Tampa | 30k with 80% AMI - See Guidelines | |
| Brevard | 15k | |||
| Clay | 20k | |||
| Jacksonville | 10k | |||
HFA of Hillsborough
HFA of Hillsborough | At-A-Glance
AVAILABLE PROGRAMS
Home Sweet Home Program
QUESTIONS
Questions
ELIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
Buyers and their spouses (occupant and non-occupant) must be first-time buyers but must be able to permanently reside in the US. Check with Servicer for any overlays
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
65 calendar days from loan reservation to loan purchase. Underwriter Certified anytime prior to the 15th calendar day.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors
PROGRAM GUIDELINES
Home Sweet Home Guidelines
Targeted Area Maps
Targeted Area Maps
PARTICIPATING LENDERS
Participating Lenders
HFA of Hillsborough MCC
HFA of Hillsborough MCC | At-A-Glance
AVAILABLE PROGRAMS
HFA of Hillsborough MCC
ELLIGIBLE AREA
Eligible Area
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME LIMITS
Income Limits
PURCHASE LIMITS
Purchase Price Limits
TIMELINE REQUIREMENTS
65 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to the 15th Calendar day.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signers are permitted with FHA loans only. Co-signer cannot live in the property and cannot have any ownership interest.
PROGRAM GUIDELINES
2022 - 2024 MCC Guidelines
PROGRAM GUIDELINES
2024 - 2026 MCC Guidelines
TARGETTED AREAS
Targeted Areas Maps
PARTICIPATING LENDERS
Participating Lenders