Today’s Rates & Offerings [ Business Days 10am – 7pm ET] March 14, 2025
Florida | Rates & Offerings
|
[ Business Days 10am – 7pm ET] April 25, 2025 Reservation Timeline Requirements: All First and Second Mortgage Loans Must Adhere to a 60-Day Delivery Timeline from Reservation (In eHPortal) to Loan Purchase By Lakeview. More Information Can Be Found in the Program Guideline. NOTE: Prior to locking any loans, lender must have a FULLY EXECUTED Purchase Contract in hand, otherwise the loan will NOT be purchased. |
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|---|---|---|---|---|---|---|
| STANDARD BOND | ||||||
| Offering | FICO | DPA | Lock Rate | |||
|
FHA, USDA, VA |
640 |
FL Assist $10k or FL HLP $10k |
7.000% | |||
|
Fannie Mae (HFA Preferred) |
640 | 7.500% | ||||
|
Freddie Mac (HFA Advantage) <= 80% AMI or OVER 80% AMI |
640 | 7.250% | ||||
| STANDARD TBA | ||||||
| Offering | FICO | DPA | Lock Rate | |||
|
FHA, VA |
640 |
FL Assist $10k or FL HLP $10k |
7.125% | |||
|
Freddie Mac (HFA Advantage) |
640 | 7.125% | ||||
|
Freddie Mac (HFA Advantage) |
640 | 7.250% | ||||
| PLUS TBA | ||||||
| Offering | FICO | DPA | Lock Rate | |||
|
Freddie Mac (HFA Advantage) |
640 | 3% | 7.250% | |||
| 4% | 7.500% | |||||
| 5% | 7.750% | |||||
|
Freddie Mac (HFA Advantage) |
640 | 3% | 7.375% | |||
| 4% | 7.625% | |||||
| 5% | 7.875% | |||||
Approved Programs
STANDARD BOND
STANDARD TBA
PLUS TBA
HOMETOWN HEROES
Funds Exhausted
FHFC Hometown Heroes | At-A-Glance
| AVAILABLE PROGRAMS | HOMETOWN HEROES PROGRAM |
| Eligible Area | Entire state of FL |
| HTH ELIGIBLE BORROWER(S) | Read the Guidelines attached below |
| Rates | See Chart |
| PROGRAM GUIDELINES | HTH Bond Guidelines |
| PROGRAM GUIDELINES | HTH TBA Guidelines |
| HTH TBA vs. Bond Cheat Sheet | HTH TBA vs. Bond Cheat Sheet |
| HTH MASTER TERM SHEET | Master Term Sheet HTH Program |
| Borrower Certification | HTH Borrower Certification |
| HTH Marketing Flyer | Lender Marketing Flyer 01 |
| HTH Marketing Flyer | Lender Marketing Flyer 02 |
Program Guidance
APPROVED PARTICIPATING LENDERS
BOND VS. TBA CHEAT SHEET
BULLETINS
eHP PROCESS ORIGINATION TO PURCHASE
FOR CLOSERS
FHFC For Closers
| Bond Programs | Closing Cheat Sheet |
| Bond Program | Official Sample Closing Packet |
| TBA Programs | Closing Cheat Sheet |
| TBA Program | Official Sample Closing Packet |
TARGETED AREA CENSUS TRACTS AND MAPS
TERM SHEETS
FHFC Term Sheets
| 203k Term Sheets | 203k Term Sheet |
| Co-Signor Term Sheet | Co-Signor Term Sheet |
| Manufactured Housing Term Sheet | Manufactured Housing Term Sheet |
| Master Term Sheet for Stand | Master Term Sheet |
| Homebuyer Education | Homebuyer Education |
| 80% AMI Conv. Loan Limits | 80% AMI Limits |
Today’s Rates & Offerings
Florida | Rates & Offerings
|
[ Business Days 10am – 7pm ET] April 25, 2025 Reservation Timeline Requirements: All First and Second Mortgage Loans Must Adhere to a 60-Day Delivery Timeline from Reservation (In eHPortal) to Loan Purchase By Lakeview. More Information Can Be Found in the Program Guideline. NOTE: Prior to locking any loans, lender must have a FULLY EXECUTED Purchase Contract in hand, otherwise the loan will NOT be purchased. |
||||||
|---|---|---|---|---|---|---|
| STANDARD BOND | ||||||
| Offering | FICO | DPA | Lock Rate | |||
|
FHA, USDA, VA |
640 |
FL Assist $10k or FL HLP $10k |
7.000% | |||
|
Fannie Mae (HFA Preferred) |
640 | 7.500% | ||||
|
Freddie Mac (HFA Advantage) <= 80% AMI or OVER 80% AMI |
640 | 7.250% | ||||
| STANDARD TBA | ||||||
| Offering | FICO | DPA | Lock Rate | |||
|
FHA, VA |
640 |
FL Assist $10k or FL HLP $10k |
7.125% | |||
|
Freddie Mac (HFA Advantage) |
640 | 7.125% | ||||
|
Freddie Mac (HFA Advantage) |
640 | 7.250% | ||||
| PLUS TBA | ||||||
| Offering | FICO | DPA | Lock Rate | |||
|
Freddie Mac (HFA Advantage) |
640 | 3% | 7.250% | |||
| 4% | 7.500% | |||||
| 5% | 7.750% | |||||
|
Freddie Mac (HFA Advantage) |
640 | 3% | 7.375% | |||
| 4% | 7.625% | |||||
| 5% | 7.875% | |||||