Home in 5 Platinum Program Highlights

Home in 5 Platinum | At-A-Glance

Home in 5 Platinum | At-A-Glance

AVAILABLE PROGRAMS Reservations for Home in Five Platinum loans, except for manufactured housing and Targeted Areas, have been paused due to funding limitations.
QUESTIONS Questions
ELIGIBLE AREA All of Maricopa County including the City of Phoenix and excluding the City of Paradise Valley.
ELIGIBLE BORROWER(S) First-time buyer requirement (borrower and spouse including NPS) no homeownership in the past 3 years.
RATES See Chart
DPA AVAILABLE See chart and guidelines
LOAN TYPE FHA, VA
INCOME LIMITS & PURCHASE LIMITS Income and Purchase Price Limits
TIMELINE REQUIREMENTS 60 calendar days from loan reservation to loan purchase. Underwriter Certified any time prior to closing.
HOMEBUYER EDUCATION Homebuyer Education
CO-SIGNORS Co-Signors
PROGRAM GUIDELINES GUIDELINES
PRE-CLOSING FORMS Notices to Buyers and Recapture Brochure
Participating Lenders Participating Lenders

Today’s Rates & Offerings [ Business Days 9:00am – 7:00pm MT ]

RESERVATIONS AVAILABLE ONLY FOR TARGETED AREAS 

Home in 5 Platinum | Rates & Offerings

Home in 5 Platinum 2024B Bond

Home in 5 Platinum


FHA, VA, USDA-RD, Conventional loans limited to borrower’s with income 80% AMI (Fannie Mae HFA Preferred and Freddie Mac HFA Advantage)


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Offering FICO DPA Lock Rate
FHA, VA 640 4% 6.375%