Pima Tucson Program Highlights

AVAILABLE PROGRAMS	Pima-Tucson Homebuyer’s Solution
QUESTIONS	Questions
ELLIGIBLE AREA	Pima County including the City of Tucson
ELIGIBLE BORROWER(S)	No first-time buyer requirement
RATES	See Chart
DPA AVAILABLE	See Chart
LOAN TYPE	See Chart
INCOME LIMITS	Income Limits
PURCHASE LIMITS	There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS	70 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION	Homebuyer Education
CO-SIGNORS	Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES	Guidelines
Participating Lenders	Participating Lenders

AVAILABLE PROGRAMS	Lighthouse Program
QUESTIONS	Questions
ELLIGIBLE AREA	Pima County including the City of Tucson
ELIGIBLE BORROWER(S)	Buyers and their spouse (occupant and non-occupant) must be first-time buyers (exceptions to the first-time buyer requirement for buyers using the Veterans Exception and buyers purchasing in a Targeted Area qualifying census tract).
RATES	See Chart
DPA AVAILABLE	4% of the TOTAL Note Amount in the form of a 5-year forgivable second mortgage.
LOAN TYPE	See Chart
INCOME & PURCHASE PRICE LIMITS	Income and Purchase Price Limits
TIMELINE REQUIREMENTS	60 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION	Homebuyer Education
TARGET AREA CENSUS TRACTS	Targeted Area Census Tracts
CO-SIGNORS	Co-Signors
PROGRAM GUIDELINES	Lighthouse Program Guidelines
PRE-CLOSING FORMS	Pre-Closing Forms
Participating Lenders	Participating Lenders

Today’s Rates & Offerings [ Business Days 9:00am – 7:00pm MT ]

Please note - PRIOR to locking ANY loans, the lender must have a FULLY EXECUTED Real Estate Contract on hand, otherwise the loan will NOT be purchased.

Lighthouse
Offering	FICO	DPA	Lock Rate
FHA, VA, USDA-RD	640	4%	5.840% 6.100%
PTHS - Unassisted
Offering	FICO	DPA	Lock Rate
FHA, USDA, VA	640	0%	7.000%
Fannie Mae OR Freddie Mac <= 80% AMI		0%	7.125%
Fannie Mae OVER 80% AMI		0%	7.250%
PTHS - 3 Year Second Lien
Offering	FICO	DPA	Lock Rate
FHA, USDA, VA	640	1%	7.500%
FHA, USDA, VA		2%	8.000%
Fannie Mae OR Freddie Mac <= 80% AMI		2%	7.750%
Fannie Mae OR Freddie Mac <= 80% AMI		3%	8.250%
PTHS - 30 Year Second Lien
Offering	FICO	DPA	Lock Rate
FHA, USDA, VA	640	3%	7.500%
FHA, USDA, VA		4%	7.750%
Fannie Mae OR Freddie Mac <= 80% AMI		3%	7.625%
Fannie Mae OR Freddie Mac <= 80% AMI		4%	7.750%
Fannie Mae OVER 80% AMI		2%	7.625%
Fannie Mae OVER 80% AMI		3%	7.750%

AVAILABLE PROGRAMS	Pima-Tucson Homebuyer’s Solution
QUESTIONS	Questions
ELLIGIBLE AREA	Pima County including the City of Tucson
ELIGIBLE BORROWER(S)	No first-time buyer requirement
RATES	See Chart
DPA AVAILABLE	See Chart
LOAN TYPE	See Chart
INCOME LIMITS	Income Limits
PURCHASE LIMITS	There are no purchase price limits in this program. Follow Agency (FHA, USDA-RD, VA and Freddie Mac) guidelines for maximum loan limits.
TIMELINE REQUIREMENTS	70 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION	Homebuyer Education
CO-SIGNORS	Are permitted by the program subject to the Lender following all applicable loan agency and US Bank guidelines.
PROGRAM GUIDELINES	Guidelines
Participating Lenders	Participating Lenders

AVAILABLE PROGRAMS	Lighthouse Program
QUESTIONS	Questions
ELLIGIBLE AREA	Pima County including the City of Tucson
ELIGIBLE BORROWER(S)	Buyers and their spouse (occupant and non-occupant) must be first-time buyers (exceptions to the first-time buyer requirement for buyers using the Veterans Exception and buyers purchasing in a Targeted Area qualifying census tract).
RATES	See Chart
DPA AVAILABLE	4% of the TOTAL Note Amount in the form of a 5-year forgivable second mortgage.
LOAN TYPE	See Chart
INCOME & PURCHASE PRICE LIMITS	Income and Purchase Price Limits
TIMELINE REQUIREMENTS	60 calendar days from loan reservation to loan purchase. Underwriter Certitied anytime prior to closing.
HOMEBUYER EDUCATION	Homebuyer Education
TARGET AREA CENSUS TRACTS	Targeted Area Census Tracts
CO-SIGNORS	Co-Signors
PROGRAM GUIDELINES	Lighthouse Program Guidelines
PRE-CLOSING FORMS	Pre-Closing Forms
Participating Lenders	Participating Lenders