Key to Homeownership with Second Mortgage
HFA of Manatee CountyKey to Homeownership with Second Mortgage | At-A-Glance
AVAILABLE PROGRAMS
Key to Homeownership with Second Mortgage Program
QUESTIONS
Questions
ELLIGIBLE AREA
Manatee County, FL
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME AND SALES PRICE LIMITS
Income and Sales Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM GUIDELINES
Program Guidelines
Target Area Maps
Target Area Maps
PARTICIPATING LENDERS
Participating Lenders
Key to Homeownership with Grant
HFA of Manatee County with Grant | At-A-Glance
AVAILABLE PROGRAMS
Key to Homeownership Grant with Program
ELLIGIBLE AREA
Manatee County, FL
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME AND SALES PRICE LIMITS
Income & Sales Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors
PROGRAM GUIDELINES
Grant Program Guidelines
PARTICIPATING LENDERS
Participating Lenders
MCC
HFA of Manatee County MCC | At-A-Glance
AVAILABLE PROGRAMS | HFA of Manatee County Mortgage Credit Certificate Program |
ELLIGIBLE AREA | Manatee County, FL |
ELIGIBLE BORROWER(S) | First-Time Buyer Requirement (Borrower and Spouse) |
INCOME AND ACQUISITION LIMITS | Income and Acquisition Limits |
TIMELINE REQUIREMENTS | Underwriter Certified within 15 days of loan reservation. Delivered to eHousingPlus within 10 days of closing. |
HOMEBUYER EDUCATION | Homebuyer Education |
PROGRAM GUIDELINES | MCC Guidelines |
PARTICIPATING LENDERS | Participating Lenders |
Today’s Rates & Offerings [ Business Days 10am – 8pm ET ]
HFA of Manatee County | Rates & Offerings
Government (w/second) | |||||
Offering | FICO | DPA | Lock Rate | ||
FHA, USDA-RD or VA | 660 | up to $15,000 | 6.500% | ||
Conventional (w/second) | |||||
Offering | FICO | DPA | Lock Rate | ||
Freddie Mac 80% AMI & Freddie Mac OVER 80% AMI | 640 | up to $15,000 | 7.250% | ||
GOVERNMENT - Grant | |||||
Offering | FICO | DPA | Lock Rate | ||
FHA, USDA-RD or VA | 660 | 3% | n/a | ||
CONVENTIONAL - Grant | |||||
Offering | FICO | DPA | Lock Rate | ||
Freddie Mac 80% AMI & Freddie Mac OVER 80% AMI | 640 | 0% | 6.000% | ||
3% | 7.750% | ||||
4% | n/a | ||||
5% | n/a |
HFA of Manatee County
HFA of Manatee CountyKey to Homeownership with Second Mortgage | At-A-Glance
AVAILABLE PROGRAMS
Key to Homeownership with Second Mortgage Program
QUESTIONS
Questions
ELLIGIBLE AREA
Manatee County, FL
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME AND SALES PRICE LIMITS
Income and Sales Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors and Non-Occupant Co-Borrower
PROGRAM GUIDELINES
Program Guidelines
Target Area Maps
Target Area Maps
PARTICIPATING LENDERS
Participating Lenders
Grant
HFA of Manatee County with Grant | At-A-Glance
AVAILABLE PROGRAMS
Key to Homeownership Grant with Program
ELLIGIBLE AREA
Manatee County, FL
ELIGIBLE BORROWER(S)
No first-time buyer requirement
RATES
See Chart
DPA AVAILABLE
See Chart
LOAN TYPE
See Chart
INCOME AND SALES PRICE LIMITS
Income & Sales Price Limits
TIMELINE REQUIREMENTS
70 days from Reservation to Loan Purchase. Underwriter Certification within 15 days of reservation.
HOMEBUYER EDUCATION
Homebuyer Education
CO-SIGNORS
Co-Signors
PROGRAM GUIDELINES
Grant Program Guidelines
PARTICIPATING LENDERS
Participating Lenders
MCC
HFA of Manatee County MCC | At-A-Glance
AVAILABLE PROGRAMS
HFA of Manatee County Mortgage Credit Certificate Program
ELLIGIBLE AREA
Manatee County, FL
ELIGIBLE BORROWER(S)
First-Time Buyer Requirement (Borrower and Spouse)
INCOME AND ACQUISITION LIMITS
Income and Acquisition Limits
TIMELINE REQUIREMENTS
Underwriter Certified within 15 days of loan reservation. Delivered to eHousingPlus within 10 days of closing.
HOMEBUYER EDUCATION
Homebuyer Education
PROGRAM GUIDELINES
MCC Guidelines
PARTICIPATING LENDERS
Participating Lenders